Terms and Conditions

MyLegacyPlans provides insurance-related assistance and information.

Insurance products, availability, eligibility, premiums, benefits, and coverage are subject to the terms, conditions, underwriting requirements, and approval of the applicable insurance carrier.

Nothing on this website guarantees approval, pricing, eligibility, or coverage.

Coverage is not effective unless and until the applicable insurance carrier approves the application and any required conditions for coverage have been satisfied.

You agree that information you provide to us should be accurate and complete.

Information provided through our website, telephone conversations, text messages, or other communications may be used to assist you with insurance inquiries, quotes, applications, policy servicing, and related customer service.

By affirmatively opting in to receive SMS messages from MyLegacyPlans, you consent to receive text messages at the mobile number you provide.

Messages may include:

• Insurance inquiry follow-ups
• Appointment reminders and scheduling
• Application updates
• Policy-related customer service
• Requested insurance information
• Client check-ins
• Customer care communications
• Promotional or marketing insurance communications when you have consented to receive them

Message frequency may vary. You may receive approximately weekly messages, although message frequency may increase or decrease depending on your interactions with us and the services you request.

Standard message and data rates may apply according to your mobile carrier and wireless plan.

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

You may cancel SMS communications at any time by replying:

STOP

After you send STOP, you may receive a confirmation message indicating that you have been unsubscribed. After that confirmation, you will no longer receive messages from that SMS program unless you opt in again.

For assistance, reply:

HELP

You may also contact:

• Phone: 619-451-1180
• Email: [EMAIL]
• Website: https://mylegacyplans.org

Wireless carriers are not responsible for delayed or undelivered messages.

Message delivery is subject to effective transmission by your wireless carrier and is outside our complete control.

Your privacy is important to us.

Our collection and use of personal information, including information related to SMS communications, is described in our Privacy Policy:

https://mylegacyplans.org/privacy

We do not sell or share mobile information or SMS opt-in consent with third parties for their promotional or marketing purposes.

Providing a telephone number does not, by itself, constitute consent to receive marketing text messages.

Where consent is required, you must affirmatively agree to receive the applicable SMS communications.

You may withdraw SMS consent at any time by replying STOP.

You agree not to misuse this website, interfere with its operation, attempt unauthorized access, or use the website for unlawful purposes.

MyLegacyPlans may provide information about insurance products offered by third-party insurance carriers.

Those products and services are subject to the applicable carrier's policies, contracts, underwriting requirements, terms, and conditions.

Insurance eligibility depends on factors including age, health, state availability, underwriting requirements, and carrier rules.

Quotes and preliminary information are estimates and do not constitute an insurance contract or guarantee of coverage.

We may update these Terms and Conditions periodically. Any changes will be posted on this page with an updated effective date.

For questions regarding these Terms and Conditions, contact: